Sumit Agarwal
Banking · ESG · Climate Risk · Process Reengineering
Seventeen years across utility-scale solar EPC, carbon markets, ESG advisory and assurance, and banking risk. ESGweise is what happens when those threads converge — practitioner-built advisory for GCC institutions that need their work to hold up under auditor, regulator, and board scrutiny.
Where Sumit personally leads engagements
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Banking sector risk & credit
IFRS 9 ECL modelling (PD/LGD/EAD), ICAAP frameworks, CBUAE-aligned stress testing, ALM and treasury workshops.
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ESG governance & climate risk integration
TCFD, IFRS S1/S2, NGFS scenario design, climate-credit pricing integration, board ESG fluency briefings.
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GHG inventory, assurance & carbon markets
Scopes 1, 2, 3 across complex industrial structures. ISAE 3000 / ISO 14064-3 assurance experience. CDM, VERRA, Gold Standard project history.
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Sustainable finance & SLL programmes
Sustainability-linked loan structuring, KPI design, assurance readiness for green and social instruments.
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Business process reengineering
SIPOC and VSM workshops, AI-enabled redesign, post-merger operational alignment.
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Board & ExCo briefings
Board-level ESG strategy facilitation, climate scenario walkthroughs, regulatory readiness sessions for senior leadership.
Where the work has landed
A representative slice of recent engagements — anonymized at the institution level. Detailed reference list available under NDA.
Banking & Financial Services
- Kuwait Islamic bank 3-day ESG & sustainable finance programme (GRI + IFRS S1/S2) with double materiality and immersive simulations; separate board ESG governance briefing
- Pakistan-headquartered international bank Sustainable finance & ESG risk integration training for risk and credit teams — taxonomy alignment, ESG screening, climate-credit fundamentals
- Tier-1 UAE bank Fintech Disruption programme — three deliveries across Abu Dhabi and Dubai
- UAE wholesale bank Energy & Marine sector risk programme — sanctions, commodity-linked credit, shipping exposure
- Saudi commercial bank — ExCo session Senior leadership briefing on sustainable finance strategy, ESG risk governance, and board-level accountability
- 7-bank GCC programme (TFA) Regional workshop for banks and investment firms on green instruments, climate-related financial disclosures, and climate risk-adjusted return models
- UAE NBFC — governance ESG-linked governance structures, committee mandates, sustainability accountability mechanisms, and sustainable finance training
- Two UAE non-bank financial institutions IFRS 9 ECL model build (PD/LGD/EAD with macro overlays); CBUAE-aligned stress testing framework
- Asian Development Bank — sustainable finance Senior leadership programme on ESG fundamentals, sustainable finance tools, and risk management
- Gulf securities exchange (10 listed firms) Sustainability reporting programme for capital markets — investor communication, sector benchmarking, disclosure leadership
- PRMIA climate risk webinar Public session on climate-related financial risk and integration into leadership decision-making and portfolio strategy
Industrial & Heavy Industry
- GCC aluminium & recycled metals manufacturer ESG risk assessment, ASI Performance Standard readiness, EU CBAM embedded-emissions methodology, supplier traceability framework
- UAE aluminium manufacturer ESG governance framework and KPI integration for disclosure and operational linkage
- UAE marine construction & dredging firm ESG-aligned procurement & circular sourcing programme — sustainable procurement leadership, supplier ESG screening, circular economy integration
- Defence industrial holding GHG training & Scope 1 simulation programme
- EPCI specialist (UAE) Process alignment workshop — SIPOC/VSM methodology across procurement and operations
Oil, Gas, Energy & Utilities
- Qatar upstream oil & gas operator Scope 1–3 GHG inventory with IPCC AR6-aligned emission factors; methodology built for OGMP 2.0 reporting maturity
- Oil & gas major — finance for non-finance Tailored programme for operations and technical teams — capex planning, sustainability-linked cost drivers, ESG-integrated budgeting
- Oman regulated utility Asset decommissioning cost framework, governance policy, and SOPs aligned with IFRS / IAS 37 and ESG disclosure
- UAE state-owned energy holding Three-KPI ESG limited assurance across 18 entities
- UAE district cooling & solar project Carbon monetisation model — emissions baseline, MRV plan, methodology alignment for voluntary carbon market registration
- Saudi biofuel market entry Feasibility study covering policy, market, and regulatory analysis for biofuel startup market entry strategy
- Solar & waste-to-energy projects (Asia, ME) Deal advisory and due diligence for waste-to-energy, waste-to-value, and solar implementation across Asia and the Middle East
Reporting, Assurance & Climate Risk
- Major UAE government-related entity Limited assurance under ISAE 3000 framework — FY2025 sustainability report
- Diversified Qatar conglomerate TCFD/NGFS-aligned climate risk assessment — physical and transition scenarios, risk heatmaps, adaptation pathways across operating companies
- Large ME retailer Scope 1–3 GHG inventory with regional emission factors; ESG KPI verification aligned with ISAE 3000
- Multiple UAE & Qatar NBFCs, insurers & food companies Sector-specific ESG reports under GRI Standards with Scope 1–3 inventory, stakeholder engagement, materiality mapping
- UAE-headquartered logistics group ESG rating improvement programme — MSCI & Sustainalytics gap analysis, disclosure restructure, performance uplift
- Saudi rating agency Bespoke ESG rating methodology design — indicator architecture, sector materiality mapping, scoring model calibration for KSA market context
- UAE retail group — SLL training Sustainability-linked loan structuring training — KPI design, margin ratchets, reporting standards, alignment with loan market guidelines
Process, Strategy & Capability
- UAE conglomerate M&A readiness — ESG due diligence framework for cross-border acquisitions
- Dubai World Trade Centre — ESG champions Cross-functional ESG capability programme — materiality, stakeholder heat-mapping, kaizen-based operational improvements
- Barakat Group (food sector) Sector-specific ESG strategy training — sustainable sourcing, emissions, GRI Food Supplements alignment
- Leading Gulf municipality Environmental policy advisory and international benchmarking across 12 health pillars
- ISM Dubai & SKEMA Business School Guest faculty — Project Management Essentials, Business Analytics for Leaders, Entrepreneurship & Energy Innovation
- Multi-country GCC webinar UAE / KSA / Oman / Kuwait — regional ESG policy leadership, investment trends, and readiness benchmarking
Detailed roster with named clients available under NDA. Selected anonymized engagements written up at /case-studies/.
Public record
- Podcast
CXOTalks Procurement — Sustainability in procurement: a GCC perspective
- Recognition
Gulf Intelligence — Top 100 Sustainability Professionals · GCC
- Long-form
Regular contributor on /insights/ — UAE ESG regulation, ICAAP integration, GCC climate scenario design.
Tell me what you're working on.
Thirty-minute call. No pitch deck. We talk about the situation, I tell you whether we're the right firm — and if we are, what I'd recommend doing first.
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